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NO INCOME VERIFICATION LOAN – No Income Docs Require – No income verification loans [stated income loans] are a great way for self-employed borrowers to purchase or refinance a home without having to provide years of tax returns and bank statements. For those who do declare low income on their tax returns, qualifying for a no income verification mortgage is usually the best alternative to a conventional loan.
No Income Verification Loans. High-risk loans made without reviewing the income of the applicant are known as No income verification (niv) or No Documentation loans. These higher risk loans can also take the form of unsecured loans (made without collateral from the borrower) or secured loans issued with no money down from the borrower.
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