can i get prequalified for a mortgage

There are many large mortgage companies who tout their programs on television and online. Most make claims about how efficient they are and how you can get pre-qualified with one phone call. Many have.

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Reader question: "I’m hoping you can settle an argument for me.I was pre-approved for a mortgage loan about 10 days ago, and we are now starting to look at houses for sale. My husband said we have to be careful what we do with our finances because we can still be denied for the loan, even though we’ve already been pre-approved by the lender.

Mortgage Pre-Qualification. Getting pre-qualified for a mortgage is an informal process where you are interviewed by a mortgage professional about your assets, income, and expenses. This process gives you a general idea of the price range you can afford.

You’ve probably heard that you should pre-qualify or get pre-approved for a mortgage if you’re looking to buy property. These are two key steps in the mortgage-application process. Some people.

Use NerdWallet’s free mortgage prequalification calculator to see whether you qualify for a home loan, and if so, what amount you can get prequalified for.

Sellers often feel more at ease knowing you’re a serious buyer when you are prequalified, so it’s a good idea to ask about it.. Get the right investment solutions for your short- and long-term needs.. mortgage benefits, and more.

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"I tell most people they can take that pre-qualification letter and throw it in the trash," says Patty Arvielo, a mortgage banker and president and founder of New American Funding, in Tustin.

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How long does it take to get pre-approved for your mortgage? Not as long as you think, if you start with a folder and have fun with some paper airplanes.

Why should I get pre-approved for a mortgage? There are a number of reasons why it’s a good idea to get pre-approved for a mortgage. A pre-approval letter can help your offer stand out in a competitive market, and help show sellers that you’re a credible buyer who can act fast and secure the financing needed to purchase a new home.