banks that finance mobile homes with land

Let us help you find the perfect loan, whether it be a land and home loan, a manufactured home construction loan, or just a loan for your new factory-built home. Use the quick quote form and we will match you with up to four qualified lenders who can best serve your manufactured or modular home financing needs.

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A mobile or manufactured home not permanently affixed in some way to the land beneath it is considered personal property. Lenders don’t mind extending long-term mortgage loans on land and homes.

Land Home loans nationwide. We finance manufactured homes on your land. You can move you house to a new lot or the home may already be set up. Low rates for your mobile home loan or mortgage.

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Few real estate lenders will finance mobile homes built before 1976. Manufactured housing must be taxed as real estate and placed on a proper foundation to qualify for a mortgage. Mobile homes tend to depreciate like vehicles, not increase like traditional housing.

Home Equity Loan Options for Mobile Homes Purchasing a mobile home is one method to enter the housing market in an affordable way. Mobile homes are far less expensive than stand-alone single family homes, and because they are manufactured to be moved, mobile homes are often treated as personal property instead of real estate.

Contact Cascade today and let us make that determination. To qualify for a FHA modular or manufactured home loan, you must make a small down payment. Cascade’s FHA modular and manufactured home loans require as little as 3.5% down or land equity in lieu of this amount.

Lakshmi Vilas Bank on Saturday said it has got shareholders’ approval to raise up to Rs 1,000 crore by issuance of securities.