Buying a Home With a Not-So-Great Credit Score Written by Equifax Reporter on March 21, 2016 A credit score at the lower end of the range can make it difficult to get a mortgage at today’s competitive interest rates-or to qualify for a mortgage at all.
What Credit Score Do I Need To Buy a House? First, let’s take a look at the credit score ranges from FICO: Exceptional credit = 800 and above Very good credit = 740 to 800 Good credit =670 to 740 Fair credit = 580 to 670 poor credit = under 580. Even if you have low credit, there are still options for buying a home.
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